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Wednesday, May 22, 2013 | 3:12 p.m.

Latest on personal finance & savings

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Debt Princess: Finding joy in saving, not spending

When I was in college, I learned quickly how easily it was to buy the things I wanted thanks, in part to credit cards. I was a 20-year-old with very little income and a lot of wants.I wanted to eat outside of the cafeteria. I certainly didn’t need to; I ...

3 Simple Ways to Make Your Company Mission Matter

Looking to make your mission more than a tagline? Here's how to start.Mission-based businesses are a different breed. You can't expect your mission to matter if your company doesn't put it front and center.Here, Luis von Ahn, the co-founder of Captcha and most recently, Duolingo, identifies three things mission-based companies ...

Budget Blonde: How pageants prepared me for the real world

I have a confession to make.I am a deep-south girl, which among other things, means I did a lot of pageants growing up.Honestly, it’s nothing like you see on TV. “Toddlers & Tiaras” really gives the whole pageant system a bad name.READ: Three financial habits to develop in your 20s ...

Q&A: Should I check my credit report before applying for a loan?

There are signs that America’s credit crunch is easing. Auto sales have been growing for several months. Mortgage interest rates have been at rock bottom for so long that many homeowners with good credit have refinanced their mortgage loans more than once during the economic recovery.If you need credit for ...

Manufacturing Can Help Save the Economy, If We Fix These 6 Gaps

Yes, manufacturing can be an engine of growth again. But it will only happen if we address these critical issues.It seems hard to believe with people still struggling to find work, but there are 600,000 jobs in U.S. manufacturing that aren’t being filled because employers say they can’t find applicants ...

These 5 Start-ups Will Change the Way You Pay for Everything

Cash registers and IOUs are going the way of the dodo, taking with them that old ka-ching sound. From Square Cash to Google Wallet, here's how tech is changing cash payments.Digital wallets have long been in the news, but the hottest trend is peer-to-peer payments and apps that help small ...

Letting Go: The Best (and Hardest) Thing You'll Ever Do

Few entrepreneurs like to delegate. But give it a try--you may be surprised at what you learn.A few weeks ago, I did something that once would have been unimaginable: I handed over day-to-day control of 37signals's most popular product, Basecamp. A different Jason, Jason Zimdars, is steering that ship now.Understand, ...

What you wear makes a difference at the office

NEW YORK (MainStreet) — Decision-makers at U.S. companies are big on education, enthusiasm, experience and personality when it comes to hiring after job interviews.But there’s another factor in play — one that maybe doesn’t get the ink of those other attribute: how you dress.READ: How are you perceived at work?Make ...

Tony Hsieh Makes Strides With Vegas Downtown Project

With 20 start-up investments and nearly 30 acres of land, Zappos CEO Tony Hsieh is slowly, but surely, fulfilling his promise to revitalize downtown Las Vegas.When Inc. last checked in with the Downtown Project, Zappos CEO Tony Hsieh's plan to revitalize Downtown Las Vegas, some Vegas natives were skeptical. At ...

Why the housing market should keep rising

NEW YORK (MainStreet) — Wall Street was abuzz over Home Depot Monday as the stock climbed to a 52-week high on a strong earnings report stemming from a burgeoning housing market.“In the first quarter, we saw less favorable weather compared to last year, but we continue to see benefit from ...

Know how to tip in honor of National Waiters and Waitresses Day

Happy National Waiters and Waitresses Day! One of the reasons I go out to eat at a sit-down restaurant is to get good service. At home, I am the chef, waitress, busser, dishwasher and more. So going out means getting the service I deserve. While the food aspect is important, ...

Tumblr Is New York's Third Billion-Dollar Start-Up Exit in the Past Year

Who needs Silicon Valley?New York startups are proving that Silicon Valley isn't the only place where monstrous tech companies can be made.In the past twelve months, three tech companies in the New York area have exited for more than $1 billion.Connecticut-based Indeed, a job search site with a big Manhattan ...

Yahoo: A History of Botched Start-up Acquisitions

From Delicious to Flickr, Yahoo doesn't have the best track record when it comes to start-up acquisitions. Can Tumblr break the mold?Founder David Karp made a promise to the Tumblr community Monday in announcing he sold his company to Yahoo for $1.1 billion:"Our team isn't changing. Our roadmap isn't changing. ...

New role for your boss: Retirement savings cheerleader

NEW YORK (MaimStreet) — U.S. workers are obviously having a tough time getting a grip on their retirement savings, but many may not know help is available from an unlikely source — their employer.The latest Retirement Confidence Survey from the Washington, D.C.-based Employee Benefits Research Institute reports that 49 percent ...

Workers now expect little guidance on retirement

NEW YORK (MainStreet) — When it comes to helping finance their retirement, today’s career professionals increasingly believe they’re on their own.That’s the conclusion drawn by a study from Financial Finesse, an El Segundo, Calif., personal finance services firm.READ: How much you should be saving for retirement while in your 20sAccording ...

Did Marissa Mayer Pay Too Much for Tumblr?

It's all about the future at this stage in a company's life. But to back out a $1.1 billion valuation for Tumblr, you have to be really, really optimistic.As all the world knows, Yahoo is paying $1.1 billion to acquire social media platform Tumblr. That’s a very nice exit for ...

What I Learned From My Waitress

Do you and your employees do these three things? In other words, are they as good at their jobs as Brenda is at hers?I believe in life-long learning. I also believe you can learn something from almost anyone. The key is to extract the wisdom from the wood chips and ...

5 things to do for free during your Los Angeles staycation

When I think about taking a vacation, I dream about sipping a cocktail on the tropical islands of Hawaii or going up to the top of the Eiffel Tower in Paris and sharing a sweet kiss. Did I say dream? Not everyone has all the money or time in the ...

How to pinpoint your home's break-even moment

NEW YORK (MainStreet) — The old rule of thumb says: Don’t buy a home unless you’ll stay there for four or five years — long enough for appreciation to offset expenses such as the real estate agent’s commission when you sell. If you won’t have the home that long, rent.But ...

FILE PHOTO - iPhone

Zact: The best no-contract wireless plan yet?

Is owning a smarthpone smart if the monthly bills put you in the poorhouse? Not so much. Thankfully, a growing number of upstart carriers are trying to make smartphone pricing cheaper and more manageable. Republic Wireless, for example, offers service for just $19 per month, and as I mentioned a ...

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